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Frequently Asked Questions about pet insurance

What is pet insurance and how does it work?

Pet insurance is coverage that helps with unexpected vet costs. You pay a small monthly premium, and if your pet needs medical care, you submit a claim to get reimbursed for up to 90% of the costs.

Is pet insurance worth it?

Absolutely! Pet insurance can cover unexpected veterinary expenses that might arise. It provides peace of mind and financial protection.

What does pet insurance cover?

Pet insurance covers various medical expenses like accidents, illnesses, surgeries, and treatments. Coverage can vary, so check your policy for details

How much does pet insurance cost?

The cost of pet insurance varies based on factors like your pet’s age, breed, location, and coverage type. On average, monthly premiums can range from $20 to $50

Can I choose my own veterinarian with pet insurance?

Yes, each of our pet insurance plans allow you to visit any licensed veterinarian or animal hospital.

Do pet insurance plans cover pre-existing conditions?

Many providers cover pre-existing conditions with a short waiting period.

Are routine check-ups and vaccinations covered?

Some plans offer coverage for routine care like vaccinations and check-ups, but it’s not always included in basic plans. Most of our pet parents opt for policies that only cover unexpected vet visits

Is there an age limit for getting pet insurance?

Many companies have age limits, typically starting around 8 weeks old for puppies and kittens.

Can I get pet insurance for older pets?

Yes, some insurers offer coverage for older pets, but premiums may be higher.

Are there waiting periods before coverage starts?

Yes, most plans have waiting periods after enrollment before coverage begins for certain conditions, typically around 14 days.

Are breed-specific conditions covered?

Usually yes, but a few plans may exclude breed-specific hereditary or genetic conditions, so read the policy details carefully.

How does filing a claim with pet insurance work?

After your pet receives care, you submit a claim electronically. Once approved, you’re reimbursed for eligible expenses.

Can I change or upgrade my pet insurance plan?

Yes, our providers allow you to change plans or add coverage, but terms can vary.

Does pet insurance cover dental care?

Yes, dental care is often covered, but check if there are any waiting periods or limitations.

What if my pet has a chronic illness?

Chronic illnesses may be covered, Check your policy for details.

Can I get a discount for insuring multiple pets?

Most insurers offer discounts if you insure multiple pets on the same policy.

How do I choose the best pet insurance plan for my pet's needs?

PawsDr makes it easy. We make it easy to compare policies based upon your pet’s age, breed, health, budget, and what coverage you want.

These questions cover a wide range of concerns that potential pet insurance buyers often have. If you have any more questions or need further information on any of these topics, feel free to ask!

You’ve got questions. We’ve got answers.